An AUSTRAC Compliance Proposal for Asset Buyers

AUSTRAC ready.
In time for 1 July.

From 1 July, buyer's agents will need to verify clients, screen for sanctions, file reports, and run a compliance program. Detekta gives you everything to meet AUSTRAC's new rules. One platform, one monthly fee, and a real compliance officer behind it if you want one.

Prepared by Ricardo Maifrino, Detekta · 12 May 2026 · Confidential
Partnership Proposal
Detekta × AssetBuyers
A simple, affordable way to make Asset Buyers AUSTRAC-compliant for Tranche 2, built around your team and your clients.
What Tranche 2 actually means for you

Six things buyer's agents will have to do from 1 July.

AUSTRAC's new rules apply to real estate professionals from 1 July 2026. Here's the plain-English version of what your firm needs in place.

1

Onboarding your clients

Before you act for a buyer, you'll have to confirm who they are using government-issued ID and verify them against trusted data sources. The compliance world calls this KYC (Know Your Customer).

Detekta handles this in 60 seconds
2

Onboarding business clients

When your client is buying through a company, trust, or SMSF, you'll need to confirm the entity exists, who owns it, and who controls it. This is KYB (Know Your Business) and beneficial-ownership verification.

One Detekta search returns the full ownership tree
3

Checking the sanctions and PEP lists

Every client (and every owner behind a corporate client) has to be checked against international sanctions, politically exposed person (PEP) lists, and adverse-media databases.

Included free. Continuous monitoring after onboarding.
4

Having an AML/CTF program (Part A & B)

Your firm needs a written compliance program describing how you'll meet your obligations. This is the document AUSTRAC asks for when you register, and what they inspect during audits.

Drafted by our AI, reviewed by us. Submit it the same day.
5

Suspicious matter reports (SMRs)

If something looks off, you must report it to AUSTRAC within a strict deadline. You need a process for spotting it, documenting the case, and filing the report.

Our case management does this. Nancy (our AI) flags the cases.
6

Staff training and ongoing obligations

Every team member who interacts with clients must complete AML training before 1 July, and again as roles change or rules update.

Built-in LMS module. Records auto-kept for audit.
How Detekta handles each piece

One platform. Everything you need.

The same six obligations, mapped to the modules built into Detekta. Nothing extra to buy.

👤

Onboarding people

Verify a buyer's identity in under a minute. Driver's licence, passport, biometric face match, AML and sanctions check. They can do it on their phone.

Industry term: KYC, electronic verification
🏢

Onboarding businesses

Look up any AU/NZ/UK company. Get directors, shareholders, the full ownership tree, financial status, and a sanctions check on every owner, in one click.

Industry term: KYB, UBO discovery
📋

AI-drafted AML/CTF program

Tell Detekta what your firm does and our AI drafts your AUSTRAC Part A and Part B program in about 8 minutes. We review it before you submit.

Replaces consultants billing $10k–$30k
📚

Staff training (LMS)

Built-in training modules. Assign each role its mandatory courses. Completion tracked. Certificates auto-issued. Audit-ready records.

No separate LMS needed
🚨

Case management

Every alert, every red flag, every customer change shows up in one dashboard. Nancy, our AI fraud specialist, triages each case and only escalates what needs your attention.

AUSTRAC-ready SMR exports
✅

Obligations & reporting

A single calendar of every AUSTRAC obligation, deadline, and report. Nothing falls through the cracks. Seven-year audit trail kept automatically.

Built around the AML/CTF Act

What we're including for free

Because Asset Buyers will be one of our earliest buyer's-agent customers in the lead-up to Tranche 2, we're including more for free than what's in our standard packages.

🎓

One free team training

In-person or online, your choice. 60 minutes, tailored to buyer's agents.

🤖

AI policy draft

Your AML/CTF Program drafted and ready to submit with your AUSTRAC license application.

📅

Free until 1 July

Sign now, use Detekta free until obligations begin on 1 July.

🌐

Website integration

Embedded onboarding link so your clients verify themselves. White-labelled to look like Asset Buyers.

Pricing — special rates for Asset Buyers

Two plans. Pick the one that fits.

Both plans include the entire platform, unlimited users, and no setup fee. The Pro plan adds a real compliance officer (Ricardo) to your team.

STARTER

Starter

Everything you need to be AUSTRAC-compliant. DIY compliance, with our platform doing the heavy lifting.
$250 $200
per month + GST · $0 setup
$50/mo OFF the standard rate
  • ✓Unlimited users. Every team member gets access.
  • ✓Onboarding people: $15 per check (+GST) — standard is $20
  • ✓Onboarding businesses: $37 per check (+GST) — standard is $40
  • ✓Email, chat and phone support
  • ✓60-minute group training session (one-off, free)
  • ✓Free counterparty review against PEP / sanctions database
  • ✓Embedded onboarding flow on your website, white-labelled
  • ✓AI-drafted AML/CTF program for AUSTRAC submission
  • ✓Free until 1 July (your obligation start date)
★ RECOMMENDED

Pro

Everything in Starter, plus your own outsourced compliance officer (that's me, Ricardo).
$500 $400
per month + GST · $0 setup
$100/mo OFF the standard rate
  • ✓Everything in Starter
  • ✓$100 monthly credit toward your onboarding checks
  • ✓Onboarding people: $12 per check (+GST) — standard is $15
  • ✓Onboarding businesses: $35 per check (+GST) — standard is $37
  • ★Ricardo as your registered MLRO (Money Laundering Reporting Officer)
  • ★Ricardo reviews your AI-drafted AML program before you submit it to AUSTRAC
  • ★Ricardo reviews your cases and only escalates what genuinely needs your attention
  • ★Monthly 30-minute call walking you through the compliance report
  • ★Free 60-minute training every year for new staff who join Asset Buyers
  • ✓Dedicated account manager
★ THE PRO ADVANTAGE

An outsourced MLRO normally costs $1,500–$3,000 per month on its own. Bundled into Pro for the price of the platform.

vs the alternatives

How Detekta compares.

The closest competitors in the Australian Tranche 2 space, side by side. Pricing as published on their websites (May 2026).

Feature Detekta — Asset Buyers Pro
$400/mo +GST		 EasyAML Professional
$449/mo +GST
Monthly subscription $400+GST · $200 on Starter $449 +GST
Onboarding people (KYC) $12 +GST per check $15 +GST per check
Onboarding businesses (KYB) $35 +GST per check $35 +GST per check
Monthly credit toward checks $100/mo $220/mo
Supported AML users Unlimited 6–25 users
Outsourced MLRO included Yes — Ricardo No (separate cost)
AI-drafted AML/CTF program Yes, in ~8 minutes Templated, manual fill
Case review by a real compliance person Yes — Ricardo, only escalates what matters No — your team handles all cases
Monthly compliance briefing call Yes — 30 min No
Live group training 60 min + annual refresh for new staff 1 hour live
Built-in LMS / staff training module Yes Yes Yes
White-labelled customer onboarding Yes (included) Yes
Free trial until obligations start (1 July) Yes No No
Setup fee $0 $0 (normally $2,500)
Transparent published pricing Yes Yes No — quote-only

EasyAML pricing as published at easyaml.com/pricing (May 2026). Detekta — Asset Buyers Pro rate reflects the special partnership pricing offered for the Tranche 2 launch.

Free Trial Offer

Sign today.
Use Detekta free until 1 July.

Your AUSTRAC obligations start on 1 July 2026. Sign with us now and use every part of the platform at zero cost until then. You'll be set up, trained, your AML program written, your team's onboarding flows live, and your customer-facing portal embedded on assetbuyers.com.au — all before the rules kick in.

✓ Test the platform with real Asset Buyers clients before 1 July
✓ Train your team without paying for the platform yet
✓ Submit your AUSTRAC license with the AI-drafted program reviewed by us
Why Detekta

Built for small firms. Run by people who care.

Asset Buyers is a boutique with fewer clients and more attention. So is Detekta. The platform and the partnership are built around that.

🤝

You get a real partner

On the Pro plan, Ricardo isn't a chatbot or a ticketing system. He's a registered MLRO, sits on your team, and answers your phone. You'll know his number.

🛡️

Built for AUSTRAC

The platform and the AI are designed around Tranche 2's specific requirements for real estate professionals. We're not retrofitting a banking tool.

💰

Honest, transparent pricing

Two plans. Published rates. Special pricing for Asset Buyers locked in for the term. No surprise renewals, no per-entity gotchas, no Enterprise quote-traps.

Next steps.

Three quick actions to lock in AUSTRAC readiness before 1 July.

  1. 1
    Reply to this proposal with your preferred plan (Starter or Pro). I'll send back the simple service agreement (1 page, no legalese).
  2. 2
    You get free access to Detekta the same day. We schedule the free team training and the AML program drafting session.
  3. 3
    You submit your AUSTRAC application using the AI-drafted program. We support you through 1 July. Billing starts that day.
Detekta × AssetBuyers
Ricardo Maifrino
Detekta
📧 ricardo@detekta.ai 🌐 detekta.ai Confidential. For Asset Buyers review only.